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Brewery Insurance

Bloom Brew Insurance, Ronkonkoma

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Welcome to our website, thank you for taking the time to visit with us. We are not just insurance experts but your fans, too! We stand in line at releases, we attend your events, we support you as much as we can and you’ll never find a macro brew in our fridge, ever.

Wouldn’t it be great to have an insurance agent who not only has over 20 years of experience in the insurance industry and understands the complexities of your business but also knows the difference between an IPA and a Saison?  That’s us!

Our agency is family owned and operated; when you contact our office you will speak with the owner directly.  We understand the challenges facing your business and exactly what you need to be protected.  Dealing directly with the owner is important because you’ll be developing a relationship with your agent; you don’t want to have to worry about the person you’re working with potentially leaving the agency.  You should also note that our programs are available nationwide and we never charge any fees for our services to you, ever.  

Just reach out to us by phone (888-331-BREW) or by sending a request in that nifty little box on this page.  We don’t bite and we don’t use high-pressure selling, we want to help you without adding to your stress.  Once you contact us you’ll have a conversation with Mike about your current situation so he can start to customize a brewery insurance package that meets your specific needs.  This is certainly not a one size fits all insurance agency; every brewery is unique in its own way and we work with multiple carriers to ensure you have the right coverages.

If you have an existing plan in place we’ll review it and make sure it’s meeting all of your objectives.

If you don’t already have an insurance program in place that is not a problem, we work with many start-up breweries and love being with you from the beginning to share in your success and watch you win those awards.

We’d love the opportunity to chat with you so just reach out when you’re ready!

Below we’ve outlined some of the more common types of insurance you may or may not need, as we said earlier every brewery set-up is unique.

 Liability Insurance is required from day 1, when you sign your lease or start selling your delicious libations.  We will discuss whether you need premises liability, off-premises liability, products liability, liquor liability (of course) etc.  We will help you determine the proper coverage that suits your needs and customize a plan just for you.

 Property Insurance covers everything you need to perfect your beer, from desk supplies to yeast.  This protects your investment in your business and even covers your earnings if your operations are disrupted.  Your property insurance can include equipment breakdown coverage, which covers the cost to repair or replace your precious beer making equipment.

 Property-in-Transit provides coverage for the transport of your property (product or equipment) up to a selected limit.

 Auto Insurance is vital for any business, whether or not you own a vehicle in the name of your brewery.  This insurance can cover not only vehicles that you do own, but those owned by employees.

 Workers Compensation is important whether you have one employee or one hundred, in fact, it’s required in most states.  Employees are categorized by their duties and a rate is determined based on your payroll.  Workers compensation offers protection for your employees; providing for medical coverage if involved in an accident and a portion of wages if work is missed.

Supplemental Insurance is an additional benefit you can choose to offer your employees at no additional cost to you.

Surety Bonds  may be required depending on which state you’re in, if that’s the case we have the market access to secure the bond you’ll need.

You’re dedicated to the craft, we’re dedicated to you.

Check out our dedicated brewery insurance website here!

Call (888) 331-BREW (2739) or message us to discuss your options.

Our programs are available nationwide + U.S. Territories