Category: Uncategorized

Why does my car insurance rate keep going up? It should be going down!

How many of you think your rate should keep decreasing? Probably many of you. Why shouldn't you?  When you turned 25 your rates decreased.  When you got married your rates decreased.  When you bought a home and combined your home and auto insurance your rates went down.  You haven't been in any accidents, and haven't gotten any tickets, right? But lately, they just keep going... Read Article

What is Inflation Guard, and why does my homeowners insurance rate go up every year?

This is a question I get asked a lot, almost daily I would say. There are many factors that can cause your homeowners insurance rates to change, but only one that will cause a constant increase; Inflation Guard.  Let’s look at some of the potential factors that may impact your premium. Factors that could cause an increase include: Rate Increase – Your carrier filed for a rate increase, it was... Read Article

Shamrocks & Shenanigans on St. Patrick's Day!

As you all already know, St. Patrick’s Day is here.  This is one of the heaviest drinking holidays of the year. The beer will be flowing as freely as water and binge drinking becomes a pastime which will leave all drinkers impaired. Expect the roads to have a higher number of dangerous drivers. One thing that you need to keep in the back of your... Read Article

FEMA agrees to reopen all Superstorm Sandy flood claims

Following a meeting with U.S senators from New York and New Jersey and in response to allegations that some insurers in the National Flood Insurance Program may have denied claims from Superstorm Sandy based on altered engineering reports, FEMA has agreed to reopen every flood insurance claim filed by Superstorm Sandy victims. Approximately 144,000 claims will be affected by FEMA’s decision. FEMA also announced that... Read Article